Mr Bang Si Hyuk, still in his night gown robe, was sitting on the red velvet sofa in the living room of his cottage villa, situating at the edge of the city of Seoul, which was not a very crowded place but decorated with many rich luxurious houses.

It was around 10 am.The sun was shining outside. Summer scent was everywhere. And Bang Si Hyuk was enjoying his morning coffee that his servant, Tae Suk had made him for. 

"Umm.... such a beautiful weather!!" he exclaimed..... looking through from the big tall glass window into the green garden outside.

Then, he picked up the photo stand from small circle table besides his sofa. The photo showed him and his only daughter hugging, Bang Seungwan....but he has nicknamed her.."Wendy". 

At that moment, Tae Suk, the servant, just came inside to take his mop he has left behind, forgotten...after he had clean up the room in the early morning. This has never happened before. 

"My daughter is 25 now...but she has never even has one boyfriend or use to...."

Bang Si Hyuk is saying...

"I'm getting old now...and has lots of haters...!!..

but I just want someone to look after my daughter especially after I'm gone..."

The servant, Tae Suk look up to his master with the mop in his hand.

"Ummm...Master, are you talking about Miss Seungwan getting married to somebody of trustworthy?"

Mr Bang Si Hyuk nods.

Tae Suk continued..."Miss Seungwan is such a beautiful lady!!...And I am sure there are a plentiful of fine young men of status who are interested in her!!.."

Tae Suk is quiet for a moment... then he chuckles his pump face....and continued his saying...

"but being a daughter of such a vicious money loaner ...no fine eligible man would even dare to ask her out..and when they do come ..they come for her money.. Mistress Seungwan knew that.." Tae Suk starts to shake his head .."such a bad luck of hers to have such as a father..poor lady!!"

Mr Bang sighed and said..."ahhh.. Yes..yes...it is such her bad luck for having me as father indeed...."...then his mood changes to opposite and his face was now red... turning to Tae Suk...."WHAT ARE YOU TALKING ABOUT!!...who are you to tell me... being such a bad father...I would have given my life for my daughter..."

Tae Suk was a bit frightened now..and he just turn his face away.... still chuckling a little though.

Mr Bang continued to talk. There was an evil smile on his face. He was remembering something.

"Well, maybe...Mr Jung would keep up his promise ...he made 30 years ago...I heard he has a son called Jung Hoseok..!!"

"Mr Jung...?..Is it your old friend from College?"

Mr Bang nods.

Mr Bang was a money loaner for many successful businessmen...He was well known for his forceful method in getting back the money he had lend with great deal of interest too... in which he became such a rich man. His wife has died long time ago, leaving him a beautiful and good mannered daughter, Seungwan or Wendy. Although, Mr Bang was not so clean with his business in many cases, he rises his own daughter as a good well manner and kind lady with good morals.

In his younger days..Bang Si Hyuk wasn't even interested in doing business. He was more interested arts such as painting and music...and literature. But when his parents died and most of his family farm had been taken by the ones who lend the money to farmers, his parents. Since, then fate had somehow made him to persue the career he thought he hated most...but for survival he had done well out of it.

Tae Suk was a family servant since Mrs Bang Si Hyuk is still alive. Tae Suk is very loyal and loved his master with life no matter what the world talks about him. Bang Si Hyuk indeed is very kind to Tae Suk and his family, Tae Suk's wife, two sons and his parents. Bang Si Hyuk supported Tae Suk.

This luxurious vintage villa was Mr Bang Si Hyuk private house for taking rest. For this summer holiday, he had taken only one servant with him...his most trusted Tae Suk.

Bang Si Hyuk was not so happy about his job of course..but those who borrow money from him and not given back the money needed some punishment too..and he had done nothing wrong...he just make the pay back by public rules...

if one cannot pay back...he did take their houses and lands

.. and Nope!!...not all those his little victims were innocent...some of them running away from the money they have borrowed..

But he is worried about his only daughter. He does not want her to continue the job. Yes..he wants her to tie to another family name better than himself.

Mr Jung Ji Wook is his best friend from young days. The two love each other and had promised that when they have children of different genders, they will make the kids married so their families can become related. Mr Jung Ji Wook is a respectable man in city. He has done so many good things to public as a past official mayor or the city of Seoul. He is not as rich as Mr Bang Si Hyuk..He has two children one girl and one boy.. Jung Yoona and Jung Hoseok...Mr Jung Ji Wook is a moralistic man...but as the two beloved friend has taken different path in life, will he be keeping his promise to his best friend from old days...?Will he want his son to marry such a vicious money lender's daughter?

At that very time..Wendy is enjoying her summer at Jeju, a famous island in South Korea.